ई-श्रम कार्ड योजना 2025 : अर्ज कसा करावा ? बॅलन्स व फायदे जाणून घ्या !!!

E-Shram Card Yojana 2025 : In India, millions of workers are engaged in the unorganized sector, including laborers, farmers, street vendors, domestic helpers, drivers, and daily wage earners. Most of these workers do not have access to job security, pension, or insurance benefits, leaving them vulnerable in times of need. To provide social and financial protection to this large workforce, the Government of India has introduced the E-Shram Card Yojana 2025. This scheme helps create a national database of unorganized workers while offering them benefits such as accidental insurance, pension, healthcare, educational support, and direct financial assistance.

E-Shram Card Yojana 2025
Picture Credit : Wikipedia

भारतामध्ये लाखो कामगार असंघटित क्षेत्रात काम करतात. अशा कामगारांना कोणतीही हमी नसते – ना निश्चित पगार, ना विमा, ना पेन्शन. या कामगारांना सामाजिक सुरक्षा पुरवण्यासाठी केंद्र सरकारने ई-श्रम कार्ड योजना 2025 सुरू केली आहे. या योजनेमुळे मजूर, शेतमजूर, बांधकाम कामगार, घरकाम करणारे, ड्रायव्हर, विक्रेते, फेरीवाले आणि इतर असंघटित क्षेत्रातील कामगारांना मोठा लाभ मिळतो.

Table of Contents

ई-श्रम कार्ड योजना 2025 म्हणजे काय?

ई-श्रम कार्ड हा एक युनिक 12 अंकी ओळख क्रमांक आहे जो भारत सरकारच्या श्रम व रोजगार मंत्रालयाकडून (Ministry of Labour & Employment) दिला जातो. या कार्डामुळे असंघटित कामगारांचे एक राष्ट्रीय डेटाबेस (National Database for Unorganised Workers – NDUW) तयार केले जाते.
👉 या डेटाबेसच्या मदतीने सरकारला कामगारांची खरी संख्या समजते आणि त्यांना थेट बँक खात्यातून लाभ पोहोचवता येतो.

ई-श्रम कार्ड योजना 2025 चे मुख्य उद्देश

  1. असंघटित क्षेत्रातील सर्व कामगारांना एकाच प्लॅटफॉर्मवर आणणे.

  2. कामगारांना अपघात विमा, पेन्शन आणि सरकारी योजनांचा लाभ देणे.

  3. आर्थिक मदत थेट DBT (Direct Benefit Transfer) द्वारे कामगारांच्या बँक खात्यात पोहोचवणे.

  4. भविष्यातील योजनांसाठी कामगारांचा अचूक डेटाबेस तयार करणे.

ई-श्रम कार्ड योजना 2025 चे फायदे

  1. अपघात विमा संरक्षण – ई-श्रम कार्ड धारकाला अपघाती मृत्यू किंवा अपंगत्व झाल्यास ₹2 लाखांपर्यंत विमा कव्हर मिळते.

  2. पेन्शन योजना – 60 वर्षांनंतर कामगारांना दरमहा निश्चित पेन्शन मिळते.

  3. आरोग्य सुविधा – शासकीय रुग्णालयांमधून मोफत किंवा सवलतीत उपचार मिळतात.

  4. शैक्षणिक मदत – कामगारांच्या मुलांना शिष्यवृत्ती व शैक्षणिक कर्ज सवलतीत मिळते.

  5. बँक खात्यात थेट मदत – सरकारच्या विविध योजनांचा लाभ थेट कामगारांच्या बँक खात्यात जमा होतो.

  6. भविष्यातील सुरक्षा – मजुरांच्या कुटुंबासाठी आर्थिक मदत व संरक्षणाची हमी मिळते.

ई-श्रम कार्ड योजना 2025 साठी पात्रता

  • अर्जदार भारताचा नागरिक असावा.

  • वय 16 ते 59 वर्षे दरम्यान असावे.

  • अर्जदार असंघटित क्षेत्रात काम करणारा असावा.

  • EPFO, ESIC किंवा NPS मध्ये नोंदणी नसावी.

  • कामगाराकडे आधार कार्ड व बँक खाते असणे आवश्यक आहे.

आवश्यक कागदपत्रे

ई-श्रम कार्ड नोंदणीसाठी खालील कागदपत्रे लागतात –

  • आधार कार्ड

  • बँक पासबुक / खाते तपशील

  • मोबाईल नंबर (आधारशी लिंक असलेला)

  • पासपोर्ट साईज फोटो

ई-श्रम कार्ड योजना 2025 साठी ऑनलाईन अर्ज प्रक्रिया

ई-श्रम कार्ड बनवण्यासाठी ऑनलाईन पद्धती सोपी आहे. खालील स्टेप्स फॉलो करा –

  1. अधिकृत वेबसाईटला भेट द्या 👉 eshram.gov.in

  2. “Register on E-Shram” या पर्यायावर क्लिक करा.

  3. आधार नंबर व मोबाईल नंबर टाकून OTP द्वारे व्हेरिफिकेशन करा.

  4. अर्जदाराची वैयक्तिक माहिती, व्यवसाय, पत्ता आणि बँक खात्याची माहिती भरा.

  5. सर्व तपशील तपासून सबमिट करा.

  6. नोंदणी पूर्ण झाल्यावर ई-श्रम कार्ड PDF स्वरूपात डाउनलोड करून प्रिंट काढा.

ई-श्रम कार्ड बॅलन्स कसा तपासावा?

ई-श्रम कार्डधारकांना मिळणारी मदत थेट त्यांच्या बँक खात्यात जमा होते. बॅलन्स तपासण्यासाठी:

  1. ई-श्रम पोर्टलवर जा.

  2. “Know Your Payment Status” लिंकवर क्लिक करा.

  3. आधार नंबर किंवा मोबाईल नंबर टाका.

  4. सबमिट केल्यानंतर तुमच्या खात्यात जमा झालेली रक्कम दिसेल.
    👉 शिवाय, बँक पासबुक, UPI App किंवा ATM द्वारेही बॅलन्स तपासता येतो.

ई-श्रम कार्ड योजना 2025 नवीन अपडेट्स

  • केंद्र सरकारकडून मजुरांना दरमहा आर्थिक मदत देण्याबाबत चर्चा सुरू आहे.

  • अनेक राज्य सरकारांनी ई-श्रम कार्ड धारकांना राज्यस्तरीय कल्याणकारी योजना जोडण्यास सुरुवात केली आहे.

  • नोंदणी पूर्णपणे मोफत (Free of Cost) आहे. कोणत्याही एजंटला पैसे देऊ नयेत.

ई-श्रम कार्ड योजना 2025 ही असंघटित क्षेत्रातील कामगारांसाठी खूपच उपयुक्त योजना आहे. या योजनेमुळे मजुरांना विमा संरक्षण, पेन्शन, आरोग्य सुविधा आणि शैक्षणिक मदत मिळते. जर तुम्ही अजून अर्ज केलेला नसेल, तर आजच eshram.gov.in वर जाऊन मोफत ऑनलाईन नोंदणी करा आणि तुमच्या कुटुंबासाठी भविष्य सुरक्षित करा .


~ English ~ 

E-Shram Card Yojana 2025: How to Apply, Check Balance & Know the Benefits

Millions of workers in India are engaged in the unorganized sector such as farmers, laborers, construction workers, domestic helpers, drivers, vendors, and daily wage earners. Most of them don’t get social security, pension, or insurance benefits. To support such workers, the Government of India has launched the E-Shram Card Yojana 2025. This scheme provides them with financial security, insurance, and access to various welfare programs.

What is E-Shram Card Yojana 2025?

The E-Shram Card is a unique 12-digit identification number issued by the Ministry of Labour & Employment, Government of India. It creates a National Database for Unorganized Workers (NDUW).
👉 With this database, the government can easily provide direct benefits, subsidies, and welfare schemes to workers.

Objectives of E-Shram Card Yojana 2025

  1. To register all unorganized sector workers under one national database.

  2. To provide social security, insurance, and pension benefits.

  3. To ensure direct benefit transfer (DBT) to workers’ bank accounts.

  4. To identify and support workers in future welfare schemes.

Benefits of E-Shram Card Yojana 2025

  1. Accidental Insurance – Workers get insurance coverage up to ₹2 lakh for accidental death or disability.

  2. Pension Scheme – Monthly pension benefits after 60 years of age.

  3. Healthcare Facilities – Free or discounted treatment in government hospitals.

  4. Educational Assistance – Scholarships and concessional education loans for workers’ children.

  5. Direct Financial Help – Subsidies and government aid credited directly to bank accounts.

  6. Employment Opportunities – Access to job-related information and government schemes.

Eligibility for E-Shram Card Yojana 2025

  • Applicant must be an Indian citizen.

  • Age should be between 16 to 59 years.

  • Must be engaged in the unorganized sector (laborers, farmers, drivers, domestic workers, street vendors, etc.).

  • Should not be registered under EPFO, ESIC, or NPS.

  • Must have an Aadhaar card linked with a mobile number.

Required Documents :

  • Aadhaar Card

  • Bank Account Passbook

  • Mobile Number (linked with Aadhaar)

  • Passport Size Photograph

How to Apply Online for E-Shram Card Yojana 2025 ?

Follow these simple steps to register:

  1. Visit the official website 👉 eshram.gov.in

  2. Click on “Register on E-Shram”.

  3. Enter your Aadhaar number and mobile number to verify with OTP.

  4. Fill in personal details, occupation, address, and bank account information.

  5. Review and submit the form.

  6. Download your E-Shram Card in PDF format and keep a printout.

How to Check E-Shram Card Balance?

Workers can check whether they have received financial assistance in their bank accounts by:

  1. Visiting the E-Shram portal and clicking on “Know Your Payment Status”.

  2. Entering Aadhaar number or mobile number.

  3. Submitting the details to view payment history.

👉 Alternatively, you can also check through your bank passbook, UPI apps, or ATM.

Latest Updates on E-Shram Card Yojana 2025

  • Discussions are ongoing to provide monthly financial assistance to cardholders.

  • Several state governments are linking their state welfare schemes with E-Shram Card.

  • Registration is completely free. No agent or middleman should be paid for it.

The E-Shram Card Yojana 2025 is a game-changer for India’s unorganized sector workers. With benefits like insurance, pension, healthcare, and direct financial assistance, it ensures social security and a safer future for millions of laborers.
👉 If you haven’t applied yet, visit eshram.gov.in today and register online for free.

FAQs : 

1. What is the E-Shram Card Yojana 2025?

The E-Shram Card Yojana 2025 is a government scheme launched by the Ministry of Labour & Employment to provide social security benefits to unorganized sector workers. It creates a national database (NDUW) and offers insurance, pension, and direct financial support.

2. Who is eligible for E-Shram Card 2025?

Any Indian citizen aged between 16 to 59 years working in the unorganized sector such as laborers, farmers, domestic helpers, drivers, vendors, construction workers, etc., can apply. However, those already registered with EPFO, ESIC, or NPS are not eligible.

3. What are the benefits of E-Shram Card Yojana 2025?

  • Accidental insurance coverage up to ₹2 lakh.

  • Monthly pension after 60 years of age.

  • Healthcare and education benefits.

  • Direct financial assistance via DBT.

  • Access to employment and welfare schemes.

4. What documents are required for E-Shram Card registration?

  • Aadhaar Card

  • Bank Account Passbook

  • Mobile Number linked with Aadhaar

  • Passport-size Photograph

5. How can I apply for E-Shram Card online in 2025?

You can apply by visiting the official website 👉 eshram.gov.in. Click on Register on E-Shram, enter your Aadhaar and mobile details, fill in your personal and bank information, and submit the form. Once done, download the E-Shram Card in PDF format.

6. Is the E-Shram Card registration free?

Yes ✅. Registration for the E-Shram Card Yojana 2025 is completely free of cost. You do not need to pay any agent or middleman.

7. How can I check my E-Shram Card balance?

Visit the E-Shram portal and click on “Know Your Payment Status”. Enter your Aadhaar or mobile number to check payment details. You can also verify through your bank passbook, ATM, or UPI apps.

8. Can E-Shram Cardholders get benefits from state government schemes?

Yes. Many state governments are now linking their welfare schemes (scholarships, pensions, subsidies, etc.) with the E-Shram Card database to ensure benefits reach workers directly.

9. How much accidental insurance is provided under E-Shram Card Yojana?

E-Shram Cardholders get ₹2 lakh accidental insurance cover in case of death or permanent disability, and ₹1 lakh in case of partial disability.

10. What is the official website for E-Shram Card Yojana 2025?

The official website is 👉 www.eshram.gov.in

👉 Don’t miss out on the benefits of the E-Shram Card Yojana 2025!
If you are a worker in the unorganized sector, register today on www.eshram.gov.in and secure your future with insurance, pension, and government support.
✅ Registration is 100% free – no middleman, no hidden charges!

Apply now and take the first step towards financial security for you and your family.