प्रधानमंत्री मुद्रा योजना | Pradhanmantri Mudra Yojna
प्रधानमंत्री मुद्रा योजना : GR has been released by The Government of India for the Pradhanmantri Mudra Yojna …… Intrested candidates plz do some Hurry … All the information regarding Eligibilty Criteria , Application process is given below check it out once … .Candidates who will Apply after the due date are not eligible to proceed Further…..So Hurry up ! !
Pradhanmantri Mudra Yojna
प्रधानमंत्री मुद्रा योजना भारत सरकार द्वारे सुरू झालेली आहे
~ ही योजना 2017 मध्ये सुरू झालेली असून आज ही ती सुरूच आहे .
जसे की सर्वाना माहितीच आहे सरकार वारंवार जनतेला मदत एवं सहायता करण्यासाठी तसेच ओद्योगीकरण आणि प्रगतीसाठी अनेक नवनवीन योजना अंमलात आणत असते . या योजनांच्या माध्यमातून सरकार गरजू लोकाना मदतीचा हाथ देत असते .
याच योजणांपैकीच एक योजना आहे प्रधानमंत्री मुद्रा लोन योजना . ही योजना भारत सरकारच्या अंतर्गत राबवली जाईल . प्रधानमंत्री मुद्रा लोन या योजने साठी कोण कोण पात्र असेल याची माहिती खाली दिलेलीच आहे .
या योजनेचा मुख्य उद्देश्य हा आहे की बिगरशेती विभागांसाठी तसेच जे मॅग्नीफयकचरीनग , व्यवसाय क्षेत्रात असलेल्या भारतीयांना आर्थिक मदतीसाठी लोन देणे आहे हा आहे .
या आर्टिकल मध्ये आपण पुढे जाणून घेणार आहोत काय असेल या योजनेची पात्रता , किती शुल्क लोनच्या रूपात मिळेल , कोण असतील पात्र , कसा करायचं आहे अर्ज , किती नगरीकाना मिळेल हा लाभ , कशी असेल प्रक्रिया आणि बरेच काही ….
प्रधानमंत्री मुद्रा योजना पात्रता :-
प्रधानमंत्री मुद्रा योजनेस पात्र ठरण्यासाठी :-
~ लाभार्थी हा भारताचा स्थायिक निवासी असणे आवश्यक आहे .
~ छोटा , बिगरशेती , Pvt Ltd Buisness / Partnership Properiotership buisness असतील तर ते देखील या या योजनेचा लाभ घेण्यासाठी , तसेच या लोन साठी अप्लाय करण्यासाठी पात्र असतील .
~ लाभार्थीकडे आधार लिंक केलेला बँक खाते असावे .
~ उमेदवार हा वयोमर्यादेत येत असावा ही या योजनेची महत्वपूर्ण अट आहे .
महात्मा ज्योतिराव फुले जन आरोग्य योजनेबद्दल काही ठळक मुद्दे :-
योजनेचे नाव | प्रधानमंत्री मुद्रा लोन योजना |
सुरू झाली | 2017 |
कोण घेऊ शकतो याचा लाभ | बिगरशेती , छोटे उद्योगधंदे , कंपनी , Enterprises |
या योजनेचा मुख्य उद्देश | उदयोगधंद्यान बढावा देणे , नोकरी निर्माण करणे . |
मदत | उपचार खर्च |
बजट राशि | 480 करोड़ रुपये |
राज्य | ऑल ओवर महाराष्ट्र |
कसा करायचा आहे अर्ज | ऑनलाइन ,ऑफलाइन . |
आधिकारिक वेबसाइट | खाली दिलेली आहे प्लीज गो अँड चेक इट आउट वन्स . |
प्रधानमंत्री मुद्रा लोन योजना आवश्यक कागदपत्रे :-
- आधार कार्ड / मतदान कार्ड / ड्रायविंग लायसेंस / पॅन कार्ड / पासपोर्ट .
- अॅप्लिकेशन फॉर्म
- Buisness Proof : Business registration सर्टिफिकेट
- मोबाईल नंबर
- पासपोर्ट साBइज फोटो ज्यावर तहसीलदार शिक्का असावा .
- स्वयं घोशनापत्र ( फॉरमॅट खाली दिलेला आहे . )
- बैंक खाते पासबूक ( आधार लिंक असणे आवश्यक आहे ) .
प्रधानमंत्री मुद्रा लोन योजना अंतर्गत नेमकी काय मदत मिळेल :-
~ या योजने अंतर्गत कृषि क्षेत्र सोडून इतर छोटे मोठे उद्योगधंदे , Pvt Ltd कंपनी तसेच enteerprises यांना खालील प्रमाणे लोन देण्यात येईल
- शिशु : या अंतर्गत 50,000 /- पर्यंत लोन देण्यात येईल .
- शिशु : या अंतर्गत 500000 /- पर्यंत लोन देण्यात येईल .
- शिशु : या अंतर्गत /- पर्यंत लोन देण्यात येईल
अधिकृत वेबसाइट वर पोहोचन्यासाठी येथे क्लिक करा ( Official Website )
आधिकृत जाहिरात डाउनलोड करण्यासाठी येथे क्लिक करा ( Official Notification )
तुम्ही अधिकृत जाहिरात वरती दिलेल्या लिंकवरून डाउनलोड करू शकता .
प्रधानमंत्री मुद्रा योजना | Pradhanmantri Mudra Yojna
~ English ~
प्रधानमंत्री मुद्रा योजना | Pradhanmantri Mudra Yojna
The Pradhan Mantri Mudra Yojna (PMMY) has been launched by the Government of India to empower small businesses, entrepreneurs, and self-employed individuals across the country. The government continuously introduces schemes and policies to support the growth of the entrepreneurial ecosystem, especially for families and individuals falling under the Below Poverty Line (BPL) category. PMMY is one of the key initiatives designed to provide financial assistance and promote economic self-reliance.
The primary goal of this scheme is to offer financial support in the form of loans to micro, small, and medium enterprises (MSMEs), small businesses, and private limited companies. This helps entrepreneurs set up new ventures, expand existing businesses, and strengthen their operations without the burden of high-interest loans from private institutions.
Under the Pradhan Mantri Mudra Yojna, eligible entrepreneurs and small business owners can avail loans ranging from ₹50,000 to ₹50,00,000 depending on the type and scale of their business. These loans are aimed at facilitating growth in sectors like retail, manufacturing, services, and other small enterprises that contribute significantly to the Indian economy.
This scheme also encourages self-employment and job creation by providing financial resources to individuals who may not have access to traditional banking loans. By reducing dependency on informal lenders and high-interest loans, PMMY helps in improving financial inclusion and supporting grassroots-level entrepreneurship.
In this article, we will cover in detail:
Eligibility criteria – who can apply for the loan.
Loan amount and categories – types of loans under PMMY.
Required documents – paperwork needed to process the loan.
Application process – how to apply step-by-step.
Repayment and benefits – how the scheme helps entrepreneurs grow sustainably.
The Pradhan Mantri Mudra Yojna is more than just a loan scheme; it is a platform for aspiring entrepreneurs to turn their ideas into viable businesses, contributing to economic growth and financial independence in India.
Pradhanmantri Mudra Yojna Eligibility criteria :-
~ Candidate should be the citizen of India .
~ Aadhar Card / Driving licence / PAN Card for the ID Proof
~ Candidate should have bank account which is linked to aadhar .
~ This yojna’s targrting to help non Agri , Small Buisnesses , Entreprenurs & Pvt ltb Componies .
~ For the Buisness proof Buisness Registration Certificate should be there .
~
some more important points about this yojna :-
Yojna Name | Pradhanmantri Mudra Yojna |
started from | by Government of India |
who can take benefit | Citizens of India ( non Agri , small buisness , Pvt Ltb Compony , Enterprisses ) |
Aim | To increase Entrprenuership & Job Oportunities in india . |
help | Loan to the non Agri , small buisness , Pvt Ltb Compony . |
Budget Amount | 480 Cr Rs |
State | India |
How can we Apply | Online / Offline |
official website | it is given below please go and check it out |
Required Doccuments :-
- Aadhar Card
- pan Card / Driving Lisence .
- Buisness Registration Certificate
- Bank Account Details
- Mobile Number
- Passport size photo
FAQs
Q1. What is the Pradhan Mantri Mudra Yojna?
A: The Pradhan Mantri Mudra Yojna (PMMY) is a government initiative launched by the Government of India to provide financial support in the form of loans to micro, small, and medium enterprises (MSMEs), small businesses, entrepreneurs, and private limited companies. It aims to encourage entrepreneurship, self-employment, and economic growth across India.
Q2. Who is eligible to apply for PMMY loans?
A: Eligible applicants must be Indian citizens running non-agriculture businesses, small enterprises, or private limited companies. They should have a valid Aadhar card, PAN card or driving license, and a bank account linked with Aadhar. Business proof, such as a Business Registration Certificate, is also required.
Q3. What types of loans are available under PMMY?
A: PMMY offers three types of loans based on the business stage and requirement:
Shishu Loan: Up to ₹50,000 for small startups or new businesses.
Kishor Loan: From ₹50,001 to ₹5,00,000 for expanding businesses.
Tarun Loan: From ₹5,00,001 to ₹50,00,000 for well-established businesses seeking larger capital.
Q4. Can women entrepreneurs avail PMMY loans?
A: Yes, women entrepreneurs are eligible to apply under PMMY, and the scheme encourages women-led businesses to strengthen self-employment and economic independence.
Q5. What documents are required to apply for the PMMY loan?
A: The following documents are generally required:
Aadhar Card (ID Proof)
PAN Card or Driving License
Business Registration Certificate (Proof of Business)
Bank account details linked with Aadhar
Passport-size photograph
Mobile number
Q6. How can I apply for a PMMY loan?
A: Applications can be submitted online through the official PMMY portal or offline at designated banks and financial institutions. Fill out the application form, upload required documents, and submit it within the deadline.
Q7. Is there any interest rate for PMMY loans?
A: Yes, interest rates vary depending on the lending bank and the loan type. However, PMMY loans are designed to be low-interest to encourage entrepreneurs and small businesses.
Q8. Can I get a PMMY loan if I already have other business loans?
A: Yes, eligible applicants can apply for PMMY even if they have existing business loans, but banks will review repayment capacity and eligibility criteria before approving the loan.
Q9. What is the benefit of PMMY for small businesses?
A: PMMY provides easy access to capital, reduces dependency on informal lenders, encourages job creation, and promotes economic growth at the grassroots level.
Q10. Where can I get official information about PMMY?
A: You can visit the official PMMY website or download the official notification using the links provided in the article to get complete information about eligibility, loan amounts, and the application process.
“Don’t miss this opportunity! Apply now for the Pradhan Mantri Mudra Yojna and give your business the boost it deserves. Visit the official website and secure your loan today!”
Click here to visit official website ( Official Website )
click here to download Official Notification
प्रधानमंत्री मुद्रा योजना | Pradhanmantri Mudra Yojna